Expert Honda Finance Centre in Swansea, South Wales
We Make financing your Honda easy.
Honda Finance Europe is part of the Honda Motor Company. Our sole purpose is to provide simple, flexible and convenient finance to Honda customers for their Honda products.
With affordable monthly car finance payments, there's every chance you could be choosing a higher grade model than you imagined.
We invite you, from the comfort of your own home,
to
fill out our finance application.
It's simple and quick, removing any hassle from the process and getting you the answer you need fast.
When it comes to buying your car we want you to have a choice of your favourite model and how to pay for it.
SIMPLE
FLEXIBLE
CONVENIENT
PERSONAL CONTRACT PURCHASE (PCP)
Personal Contract Purchase is for you, if:
You'd like an affordable deposit and lower monthly payments.
You want flexibilty to exchange, return, or buy your car at the end of your agreement. You'd like to avoid potential maintenance costs of an ageing car.
How it works:
1. You decide on the model and how much deposit you want to pay.
2. You tell us your annual mileage, and we calculate your car's Guaranteed Minimum Future Value (GMFV).
3. We deduct this GMFV from the price of the car, and your monthly payments are calculated on the balance that’s left (after the deposit is paid and interest has been calculated).
Once you've paid all your monthly payments, you have three choices:
1. Pay the GMFV and keep your Honda.
2. Return your Honda at no extra charge.
3. Part exchange your Honda for a new one.
Tailored finance to make your new
Honda purchase as easy as possible
Honda Finance is part of the Honda Motor Company.
We exist exclusively to provide tailored and cost effective finance to help Honda customers pay for their Honda products. Our in-depth knowledge of Honda products means that, in the unlikely event that you have a problem, we can help to resolve any issues with your dealer.
Using Honda Finance allows you to keep your savings intact and leave traditional lines of credit open to cover other costs like home improvements or a holiday.
Unlike some credit cards or banks, we offer fixed rate interest and monthly repayments, and also guarantee that the APR you see quoted will be the amount you pay.
Applying is simple. We keep form filling and small print to a minimum, and usually make a decision in minutes.
Honda Finance are regulated by the Financial Conduct Authority - Financial Services Register no. 312541.
Information Videos
PCP - Personal Contract Purchase
PCH - Personal Contract Hire
PCH - Business Contract Hire
HP - Hire Purchase
QUESTIONS & ANSWERS
Q. Who can apply?
A: We welcome applications from anyone aged 18 or over, who lives in the UK.
Q. How much can I borrow on Hire Purchase and Honda Aspirations?
A: Any amount from £1500 up to the price of the car.
Q. Over what length of time can I borrow?
A: Repayments on Hire Purchase can be made over any period between one and five years. The maximum period on Honda Aspirations is 48 months.
Q. How much deposit will I need?
A: It depends on your circumstances and the finance product, but in most instances your part exchange can be your full deposit.
Q. Is the interest rate fixed or variable?
A: The rate is fixed at the time you apply, giving you the security of knowing your repayments will not change.
Q. Does the interest rate vary depending on my credit rating?
A: No – unlike most banks and other lenders, Honda Finance will not penalise you for a lower credit rating. However, as a responsible lender, credit acceptance is subject to status.
Q. Are there lots of forms to fill in?
A: No – the application process is simple. The dealer will ask you the necessary questions and fill out the forms with you in the dealership.
Q. How long does it take to set up the finance agreement?
A: The agreement can be set up in the showroom and decisions can sometimes be made instantly.
Q. What do I do if I have a question you have not answered?
A: Contact your local dealer or visit us at www.honda.co.uk/finance.
Honda Finance is committed to lending responsibly and is also a member of the Finance and Leasing Association and subscribes to their Lending Code. A copy of this can be obtained at www.fla.org.uk
Q. What if I wish to make a complaint?
A: If you have a complaint about your finance agreement, please write to us at:
Customer Services
Honda Finance Europe Plc
Cain Road
Bracknell
RG12 1HL
Free Consultation
Send us your contact details and we’ll schedule a 1-on-1 with one of financial consultants
