Bad Credit Car Finance In Swansea, South Wales
Bassetts Honda Swansea has an on-site finance department that is eager to help local drivers from nearby Swansea, South Wales, and beyond with securing sub-prime financing, so don't spend another minute behind the wheel of a car you don't love! Head over to our new and used Honda car dealership at your earliest convenience to take that pre-owned or brand new Honda that has captured your attention out for a test drive.
Our dealership has had the privilege of working with many drivers, and we look forward to speaking with you soon. Your less-than-perfect credit rating shouldn't control your finances any longer; reach out to our team for bad credit financing assistance today!
Factors Bad Credit Lenders Consider
There are many factors that bad credit lenders take into account when reviewing your background and loan request. From your current credit score and debt-to-income ratio to your credit history and available down payment, there are many aspects of a loan application that will determine your options, so team up with our experts to get some help navigating through bad credit car loans today!
Your Credit Rating
Our Honda dealership in Swansea, South Wales, and the lenders we work with take a look at your credit score when reviewing your material. Don't worry if you're not sure where you stand financially; we offer a secure, online credit application that you can fill out and send over right now that will enable our professional team to run a credit check. We'll contact you to go over your unique credit rating and the factors that went into determining your score.
Do any of the following situations apply to you?
- Bankruptcy
- Recent divorce proceedings
- Foreclosure
- Missed payments
- Recent repossession
- Multiple repossessions
- Writing bad checks
If so, you can still be awarded financing when you team up with our staff of auto loan experts!
Your Debt-to-Income Ratio
Your debt-to-income ratio can play a big part in determining your loan eligibility, as it deals with your ability to pay your borrowed loan amount back over the period of time set forth on your loan term. Our dealership will never present you with options that leave you stretched financially. Instead, we'll work tirelessly to negotiate terms that leave both you and your wallet happy.
Past Financial Records
If you've dealt with a past foreclosure or repossession, then team up with Bassetts Honda Swansea today! We understand how tricky it can be to maintain an excellent credit score and we won't hold past credit mistakes against you. Allow our dealership to review any bankruptcy filings or divorces you've gone through and provide you with some helpful tips that enable you to get your credit score back on track.
The Type & Price of Used Car You're Interested In
Typically, used vehicles have more flexible loan terms, but no matter what kind of used car, SUV or pickup truck you're after, our dealership will work hard to get you behind the wheel! Whether you're shopping from nearby Swansea or further afield, you can view our entire pre-owned vehicle inventory right now, here on our website, before you stop by for a test drive and to speak with our loan experts.
If you're looking to provide a greater down payment to increase your chances of financing approval, then consider trading in your current vehicle, so that you can put its trade-in value toward your next car purchase!
Finance With The Bassetts Honda Swansea's Team Today
Bassetts Honda Swansea is eager to review your situation and go over all the ways we can help you secure bad credit car loans. Don't trust just any car dealership when it comes time to find a used Honda and the financing you'll need; explore auto loans with the help of our Honda dealership today and drive home behind the wheel of a quality used vehicle soon!
